Author Archive: Timothy Jaquez

What to Look For From Your Bus Charter Service

sewa bus pariwisata

The extremely initial point that you require to take into consideration from the bus business that you will certainly be thinking about is quantity of time in service. One even more point to take into consideration is normally exactly what dimension the bus charter solution organisation is generally. There are bus charter solutions using outstanding prices, prolonged term solution as well as additionally have a fantastic history however simply have a little number of buses.

The extremely initial point that you require to take into consideration from the bus business that you will certainly be thinking about is quantity of time in service. One even more point to take into consideration is normally just what dimension the bus charter solution company is generally. There are bus charter solutions using superb prices, prolonged term solution as well as additionally have a wonderful history however simply have a little number of buses.

Stiring up the Spirit of Leadership Within

The elections are over. The “election equipment” as well as “advertising and marketing sector” have actually been very efficient. Those familiar with the psychology of advertising, clinical neurology, as well as with Nobel laureate Ivan Pavlov’s (1849-1936) theory of conditioned/involuntary response actions know exactly how well our experienced players have actually played their cards. Anyway, individuals of Indonesia have passed their verdict.

As well as currently we have a “democratically” chosen president and also vice head of state, leaving us with 2 sets not chosen to the office.

Yet they all are leaders, as long as the spirit of management within them lives and also they want to serve.

A president, in addition to their group, leads the state. On the various other hand, those not chosen are not in the setting to lead the state, yet they can still serve the nation.

One of the prospects claimed he would pulang kampung (return to his home town). Penalty, yet that is not completion. Without any article, he could still offer his compatriots and women.

A true leader never ever dies. He offers in life, to become an inspiration after his fatality.

Such “spirit of management” is described as semangat satria – the capability, capability as well as, most significantly, willingness to serve.

Our ancients created an “Eightfold Code of Conduct”, to be observed by all leaders-cum-servants. They are compared to 8 flowers of a lotus, every one of them attractive as well as just as crucial.

The initial petal, Sun, advises us to find out the lesson of caring, caring as well as sharing without discrimination. Sunlight does not prefer anybody specifically. It is the key source of energy for all life forms, yet it does not anticipate anything in return.

For leaders offering the state, there is an extra lesson to find out: while gathering taxes and also other revenues, copy the method the sun takes in water from the oceans. The procedure is smooth.

The oceans are not lessened; so as well the people have to not feel overburdened by taxation.

What is more important is that the sunlight recycles that water and also returns it through rain for the benefit of all.

The charg * d’affaires of the state have to identify that loan accumulated from people are intelligently invested for their advantage and general well-being, not to profit a handful just.

The lesson to discover right here is just one of nondiscrimination and justice for all.

The second petal, Moon, shines in the dark. Despite dilemma, conflicts, stress and tension, a leader has to still beam as well as offer the individuals. Continuous solution is the essential expression right here.

Celebrity, the third petal, overviews the lost. Our leaders must distance themselves from non-legally binding point of views of institutions as well as people who locate it ideal to pronounce some individuals deviant and also penalize them, instead of guide them.

A leader is compared to a post celebrity. Pole stars are trusted as reliable indicator for direction, and to figure out latitude and also longitude.

Integrity is the key phrase here. In order to be trustworthy, a leader must first count on their intelligence and also intuition, rather than on oblivious people, organizations as well as their viewpoints.

Even when it involves looking for the advice of the smart, do so by all means, yet select your personal.

The fourth flower, Fire, is a phone call to shed our ego, conceit, vanity, pride, selfishness, prejudices as well as all various other negative qualities. The key words right here are humility as well as simpleness.

The 5th petal is Wind – soft, smooth, subtle, unseen, but strong and anywhere. Absolutely nothing could ever before be available in the method of its penetration.

A leader ought to be able to relocate easily and not be overtly shielded by the people around them. They should be sensitive to the real conditions and also demands of their individuals, and not dependent after “supplied information”.

Connecting to people is the essential principle here.Earth is the 6th flower. Despite our misuse and exploitation, Mother Earth is ever giving and also forgiving. These are the keywords.

As a public servant, a leader must accept all type of criticism. They should not develop prejudice versus those who slam them. Summoning or taking legal action is not an excellent routine.

Water, the seventh petal, advises us of constant flow, sharing life with one and all. When its circulation is hindered by a rock, it transforms its program and also flows on.

Key phrases: liquid, but firm.

Last but not least, the eighth flower, Ocean, signifies magnitude and also the capacity to take in dirty water, cleanse it as well as prepare it for the trip ahead, to evaporate as well as return as life-giving rain.

A leader needs to be oceanic, vast in knowledge, a booklover and viewers, just like our founding dads, particularly Sukarno and Hatta. They all were very good viewers. Surprisingly, BOOK might stand for Broad Ocean of Knowledge.

Knowledge, born of such nautical knowledge, creates the capacity to reuse the bad, unworthy and pointless, as well as transform it into the good, worthwhile and helpful.

Keywords: capability to recycle, transform as well as change.

While congratulating President Susilo Bambang Yudhoyono as well as his running companion Boediono, I remember exactly what The Jakarta Post’s chief editor Endy Bayuni stated just recently on a television show.

Lanjutkan, or proceed, readied as the campaign slogan, but it ought to not indicate the continuation of all and everything. There are points that should go through adjustment as well as improvement. There have actually been flaws in the past, and policies that need to be remedied.

This second and last term in workplace provides you, Mr. President, an uncommon chance to drop in history as a real statesman, as well as not just as a twice “democratically” chosen head of state of the nation.

Let’s do things far better. The people of this nation are with you. I agree with just what you often repeat, that we need quality of thought and heart. In addition to that, we likewise require the strength as well as guts to take bold and decisive actions.

What is essential is to hold the country as one system. One language, one nation, one country as well as one collection of legislations, usual regulations for all. Allow us remove all bylaws and also local policies that are not in line with our national agreement, culture and the lofty ideal of Bhinneka Tunggal Ika, Unity in Diversity.

Somebody that understands you personally as soon as stated, “I remained in Washington, D.C., some time ago, and individuals there were all praises for him.” Why just Washington? We need the whole globe to commend you for your success.

At the same time, Excellency, allow us not be misguided by such words of praise. You might remember, Sir, how our Pak Harto was praised for his accomplishments up until months before our financial failure, causing political, social as well as other crises.

It shall succeed if we also focus on records such as that prepared by senior journalist John Pilger, or the previous economic gunman John Perkins.

Mr. President, you, in addition to Pak Boediono will certainly once more be leading among the wealthiest countries on the planet, and not just a country with the largest Muslim population. I expect seeing you as the Leader of the Nation, to lead our country to its destined magnificence as well as majesty!

KEEP IN MIND: This short article was also published on Jakarta Post

Anand Krishna, Jakarta|Thu, 07/16/2009 12:44 PM|Opinion

Judge if you have approached the right estate agent or not

To buy a new home at Sobha International City you may come across a number of agents, who may not be having time to attend to your requirements. This is one common problem most buyers and sellers have to face. Out of frustration, some of them may also be arrogant, aggressive, or false. The fact is most buyers and sellers take services form agents on regular intervals of time to buy or sell properties. When speaking of purchasing home, it is all abut investing your hard earned money in a property that you will be maintaining for years.

Your first home can be your dream home so it has to be ideal for you. It is also certain that you may not want to ruin your investment, just because your agent is unprofessional and disorganized in his efforts.

Response

The moment you call your agent, it is expected that he should call you back. It is obvious that your agent is expected to report to you for every small detail. Another important sign that your agent is not ideal is immediately after signing a deal he takes a break for his vacation. The moment you notice these signs it is certain that you have to rethink about hiring a new agent.

Counseling sessions

You are new to purchasing your first home. It becomes the sole responsibility of your agent to help you and guide you. The moment you meet your agent the very first time, it is certain that you should be offered with a counseling session by him. Sobha International City Property agents try and organize counseling with their clients the very first time they meet. This process helps to get to understand the clients and the agents.

Apart from this, during the counseling session your agent will get more familiar about your requirements. At the same time it is obvious that you may get to understand your agent, if he is or not in the right track. Being your agent it is expected that he should offer you with queries that are of your best interest.

This is also the best time for you exchange all possible information about the time frame, requirements, cost factor and services offered. When with your agent it is certain that you have to discuss each of these factors in details during the counseling session. In case your agent does not offer you with counseling session then it is certain that he may not be right person for the job.

Full time or Part time

Most estate agents only work as part time job basis. If this is the case then it is certain that he may not be able to provide you with desired results. In case you want to get results then it is certain that you have to select an agent who is putting in his efforts in 100 percent. Your dlf Magnolias Gurgaon agent has to be dedicated to his job such that you can purchase your home soon. Apart from this also ensure that he is honest in his approach.

Affording Life: Ways to Make Ends Meet

There are times in nearly anyone’s life where funds are tight and trying to make ends meet seems almost impossible. For the long-term, instating and sticking to a budget will help to prevent this type of scenario from playing out in the future. For the immediate situation at hand, there are several options such as payday loans or traditional bank loans available that will allow you to avoid making a late or missed payment.

Traditional bank loan 

If you own a home and have a mortgage in good standing with your bank, you could apply for a traditional bank loan through the same establishment. A personal loan is generally a bit harder to get an approval on versus a car loan or student loan, but if you have made your mortgage payments on time and have a good credit score your chances are favorable for acquiring a loan.

Payday loans and installment loans

If your credit is poor and you don’t own a home that you can use as collateral for a loan there are still other types of short-term loans available. For many years the only place that someone with bad or no credit could turn to was a Payday loan. While the Payday loan did offer the borrower a temporary fix to their problem, the much higher interest rate and fees associated with it made it extremely difficult for someone with limited funds to pay off. In addition to the higher interest, a rate of 300 to 900 percent, the repayment is several weeks versus a traditional bank loan of several years. Luckily, there are other installment loans offered online through various lenders. While they are typically somewhat higher than a traditional bank loan, they have many repayment options available for a period of up to a couple of years. This lets you pay back the amount borrowed in small, affordable monthly payments instead of all at once like the Payday loan requires.

Refinance a car

If you don’t want to take on another loan, and you have a car that you purchased new with only a few payments left before you own it, you can opt to refinance it with another lender. This will allow you to reduce the amount of your current monthly payment. The amount you save each month you can use to cover other expenses.

Host a garage sale/ sell items online

There are plenty of ways to make a few extra dollars to cover unforeseen expenses. One way to do this is to host a yard sale or sell your unwanted items online at places like Esty. If you need the cash quickly, you can avoid taking pictures and creating an account and have a garage sale. You’ll still need to post signs and arrange your items neatly on tables and your front lawn, but you can do it as fast as the same week. By doing either you’re adding a few needed dollars to your budget and at the same time removing the clutter from your home.

Borrow from family

If every other option is not available to you, you could ask to borrow the money from a family member for the short term. The advantage is that you probably won’t need to add interest and fees to the repayment amount. Just make certain that the terms decide on are clear to you and the family member before accepting the money. Once you have it in hand, you need to honor the agreement and make faithful payments as promised.

In the end, the word “budgeting” plays a larger role than you might imagine. Without a budget in place, you have no true concept of where your money goes. It’s important to establish one and stick to it. Budgeting ensures that you make your payments on time and gives you a clear accounting of what you spend your money on. This allows you to make changes that will benefit you and dissolve bad spending habits. It also gives you a chance to save money for unexpected expenses that come along.

Fast Installment Loans Vs. Payday Loans: Which is the Best Option for You?

Whether you need a bit of extra cash to cover unexpected car repair expenses or to make the rent payment on time, payday loans and fast installment loans are viable options. But how do you decide which option is right for you? Learn more about the pros and cons of each option so you can make an educated decision.

Pros and Cons of Fast Installment Loans

Fast installment loans — also referred to as short-term loans — offer an alternative to the traditional payday loan. Like payday loans, fast installment loans provide borrowers with cash quickly — although it’s not always instantaneous. However, the loan is repaid on an preset schedule instead of in one lump sum. This keeps you from falling into a borrowing and repaying cycle with each paycheck.

Fast installments loans are readily available online. Qualifying for fast installment loans isn’t terribly difficult — most lenders have a specific set of qualification guidelines available on their websites for borrowers to review, so you should be able to determine whether you qualify for the loan before applying. And many lenders do lend money to people with less-than-perfect credit.

The one drawback about fast installment loans is that they typically have higher annual percentage rates (APR) than traditional bank loans. This is because most of the loans don’t require collateral, so it’s riskier for the lender. However, when you’re looking for a fast installment loan, you can look for one with loan terms that allow you to repay the loan quicker to lower the overall amount of interest you pay.

Pros and Cons of Payday Loans

Payday loans might be a good option for someone who is desperately in need of cash, but they often come with a hefty price tag. It’s important to understand what you’re agreeing to before taking out a payday loan.

The good thing about payday loans is that you receive the cash you need immediately. You simply walk into a payday loan store, fill out the application, give them your bank account information for repayment, and they give you cash. However, obtaining cash immediately is the only good thing about getting a payday loan.

When you obtain a payday loan, all of the money you borrow — plus the insanely high-interest fees — need to be repaid completely with your next paycheck. This often throws borrowers into a cycle where they require a payday loan each time they get paid because they need some or all of the money from their next paycheck to pay the bills. Because of this, payday loans are not ideal for anyone living paycheck-to-paycheck. You should only obtain a payday loan if you need cash immediately, and you have enough extra cash on your next payday to cover the loan amount and all of the fees.

If you’re going to apply for a payday loan, you should definitely shop around and learn more about payday loans first. Some companies offer lower fees than others, and the requirements vary between lenders. Ideally, you should select the option with the lowest fees to make repayment easier. However, if you can wait a few hours or a day for the cash, fast installment loans are probably a better option for you.

There are pros and cons to fast installment loans and payday loans. However, for the typical person living paycheck-to-paycheck, fast installment loans are usually a better option. In addition to the interest rates being slightly lower than that of a payday loan, more flexible repayment terms ensure you don’t get stuck in the seemingly never-ending payday loan cycle.